#112 - Sexton privatekonomiska preppingtips - Del 1 av 2

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RikaTillsammans
Published at : 11 Dec 2020
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I dagens video diskuterar vi de första 8 av 16 tipsen för att göra sin privatekonomi mer robust och stabil. Fokus ligger på hushålls- och vardagsekonomi framför investeringar, placeringar och sparande då vi pratar om det i så många andra avsnitt.

Äras ska också den som äras bör. Det här avsnittet är inspirerat av bloggrannen Lars "Cornucopia" Wilderäng och hans artikel från mars i år. Vi utvecklar hans lista vidare, ger våra perspektiv och lägger till några egna tips - framförallt i nästa veckas fortsättningsvideo.

Tipsen i dagens avsnitt:
1. Ha konto och pengar på flera banker
2. Betala dina räkningar direkt (inte lägg in, betala)
3. Ha kontanter i reserv
4. Ha utländsk valuta antingen fysiskt eller digitalt
5. Gör dig oumbärlig på jobbet
6. Minimera de passiva utgifterna
7. Ha en buffert i form av bufferthinken
8. Diversifiera arbetsgivare/bransch i hushållet
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https://rikatillsammans.se/partner/revolut
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Nedan följer en grov innehållsförteckning:
00:00:19 - 16 privatekonomiska prepping-tips
00:03:10 - Dagens fokus på privatekonomi och hushållsekonomi
00:05:26 - Ansvarsbegränsning och villkor
00:07:08 - En definition av SHTF-scenarion
00:10:22 - Förberedelser inför arbetslöshet, marknadspaus & engångsutgifter
00:13:15 - Förklaring av ekonomi-uttrycket "blod flyter på gatorna"
00:14:45 - Tips 1. Konton och pengar på flera banker
00:19:02 - Revolut - Kanske årets bästa bankkort
00:22:25 - Tips 2. Betala dina räkningar direkt
00:27:02 - Tips 3. Kontanter i reserv
00:31:10 - Tips 4. Utländsk valuta
00:35:46 - Tips 5. Gör dig oumbärlig på jobbet
00:38:16 - Kan vara en dålig strategi
00:41:04 - Tips 6. Minimera de passiva utgifterna
00:44:07 - Tips 7. Bufferthinken (Fyra-hinkarna)
00:46:45 - Bufferten varierar från hushåll till hushåll
00:48:19 - Tips 8. Diversifiera arbetsgivare
00:50:55 - Viktigt att vara medveten om de risker man tar
00:53:13 - Patreon och kommande avsnitt
Sextonprivatekonomiskapreppingtips

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