Authorized User on Credit Card – What you need to know – (Pt.4) Credit Hack Series

This video will show you everything you need to know about becoming an authorized user on a credit card. How to increase your credit score becoming an authorized user. The pros and cons of becoming an authorized user on credit card. How long does it take for an authorized user to show up on a credit report? Which credit card companies report authorized users? Authorized user trade lines, and more...

Being an authorized user is one way to increase your credit fast with the help of another person's credit. An authorized user is also called "piggybacking" someone else's credit. It is a easy way to repair your credit fast but I go over some HUGE pros and cons that are MUST KNOW before attempting this credit repair on your own!

Are you looking to boost your credit fast? Or maybe want to learn more about credit repair and get above an 800 credit score? Maybe you want to learn more about finance, real estate, or wealth? Well than, this channel is for you…I am piecing together every way possible to increase your credit for free & more importantly how to do it fast in my credit repair hack REVIEW video series. This video is part 4 of the series. Please subscribe and if you have any thoughts or comments, please share them below to help me grow this channel and reach more people & help EVERYONE’S credit! (:

Credit Hack Series Video Links:
Do this trick to boost your credit score in 30 days or less (Pt.1) - https://www.youtube.com/watch?v=tdbW9swsvP8&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=2&t=0s

USING A SECURED LOAN TO BOOST YOUR CREDIT FAST/FREE (Pt.2) – https://www.youtube.com/watch?v=cY1seJqsZGw&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=3&t=0s

Everything you need to know about Balance Transfers, and paying off debt (Pt.3) - https://www.youtube.com/watch?v=lKGAZkTQJ74&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=3

How long do you have to wait to buy a car after chapter 7 –
https://www.youtube.com/watch?v=xfeQSrNv1KU&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=4

THIS VIDEO:
https://youtu.be/S-nIncZ5xhI

Time Stamps:
0:45 - What is an authorized user?
2:05 - It “CAN” increase your score
2:58 - IT DOESN’T CARRY AS MUCH WEIGHT AS YOU THINK
3:27 – EQUIFAX DELETING HISTORY OF AUTHORIZED USERS
3:38 – You can’t make any changes
3:50 – “The whole point of being an authorized user”
4:35 – REPORTING TO ALL THREE CREDIT VIDEOS
4:19 – Kevin Hart
4:43 – Needs to be reported to all 3 credit beurres
5:17 – Another positive line reported out
5:40 – It lowers your utilization rate
6:35 – Increasing your credit in 30 days using “this trick”
6:46 – It will be reported out monthly
7:11 – My opinion of being an authorized user
8:31 – It doesn’t carry that much weight - again
9:40 - Co-signer intro
10:40 – Why be a co-signer on a card?
12:20 – THE POINT OF THE VIDEO
13:58 – THE LAST SECOND OF THE VIDEO (:

Links:
Cards that report out to all 3 credit beurres
https://www.valuepenguin.com/authorized-users-and-credit-cards-benefits-risks

Lists of videos coming soon:
--Paying before the minimum due date (Filmed)
https://youtu.be/tdbW9swsvP8
--Secured Loans to boost your credit without an inquiry (Filmed)
https://youtu.be/cY1seJqsZGw
--Credit card balance transfers to trick the credit bureaus (Filmed)
https://youtu.be/lKGAZkTQJ74
--"Piggy-backing" on someone else's credit to boost your score (Filmed)
https://youtu.be/cYXkFvqHi_E
--Writing to remove inquiries
--3 credit line strategy
--Writing to remove negative remarks on credit profile
--Increasing lines of credit
--Disputing collections/settlements
--Consolidation loans
--Opening new accounts to trick the credit bureaus
--Charging small amounts to inactive credit cards or lines of credit

✅Subscribe & Never Miss A Video: youtube.com/c/AskAustinHarleyToday?sub_confirmation=1

👍Interested in buying a rental property? Check out this video on how to buy one with $0: https://youtu.be/5kpohTG7pVQ
👍Fastest way to increase your credit score: https://youtu.be/tdbW9swsvP8
👍Buying expensive cars for cheap: https://youtu.be/NQrL2C4uIzs

Disclaimer: The tips and tricks taught in these videos are from personal, hands-on learning AKA "The Hard Way". THE GOAL: To educate and help any and everyone, no matter the financial situation you are in. Comment your video request in the comments section below!